National Homeownership Fund
Homeownership is the foundation for dignity, security, and growth.
As a government-backed Fund, we at the National Homeownership Fund (NHF) believe that homeownership is the foundation for dignity, security, and growth. Therefore, every Ghanaian deserves a place to call home, not just a roof over their head.
Our mission is to make homeownership accessible and affordable for all. We are not just facilitating access to homes for Workers, we are building futures, strengthening communities, and unlocking the dreams of hardworking individuals and families across the country.
As CEO, I am deeply committed to advancing President John Mahama’s vision of providing smart homeownership solutions that provides affordable houses to Ghanaians by positioning the Fund as a trusted partner in Ghana’s housing sector. Through innovative financing solutions, strategic partnerships and a people-centered approach, we are redefining homeownership in Ghana.
I invite both local and international partners to join us to provide decent and affordable homes and empower Ghanaians to own them. Together, let’s turn keys into opportunities, and houses into homes.
Mortgage and rent-to-own pathways for Ghanaian households.
The National Mortgage Scheme (NMS) is a groundbreaking initiative designed to make homeownership more accessible and affordable for Ghanaians. Through strategic partnerships with leading banks such as GCB Bank PLC, Republic Bank Ghana PLC, and Stanbic Bank Ltd, the NMS offers standardized, low-interest mortgage products tailored to meet the needs of the average Ghanaian worker.
Learn MoreThe Affordable Housing REIT Rent-to-Own Scheme is a bold, national solution designed to bridge the gap between renting and owning for Ghanaians, especially those in the low-to middle-income bracket.
Learn MoreAt NHF, our estates offer these amenities.
Working with leading Ghanaian banks on the National Mortgage Scheme.
To promote homeownership through the development of mortgage finance and alternative products that meet the needs of stakeholders.
To be a world-class Intervention Fund that provides cutting-edge homeownership solutions in the most cost-effective way.
