Resources

Guides, checklists, and support.

Guides

Land Act 2020

Underwriting needs a clear, registrable interest. Network listings are pre-screened; off-network deals need Lands Commission searches first.

Title checklist

  • Site plan matches the indenture
  • Seller can convey (spousal consent if needed)
  • Ground rent / rates evidence where relevant
  • No unresolved litigation in searches

Diaspora buyers

Valid ID, 6-month income/remittance trail, and a clear source-of-funds story. Repayments are in GHS.

  • Passport + TIN (text) + foreign address proof — do not upload Ghana Card photos
  • 6 months bank statements
  • Employer letter or business registration

Document standards

Income Proof
Recent payslips or audited accounts. Diaspora: employer letter plus remittance evidence.
Tax Clearance
Valid GRA tax clearance. Rejected if blurry or cropped.
Land Title
Registered title, indenture, or allocation letter for non-network properties.
Bank Statement
Continuous statements from your primary salary or remittance account.

Glossary

APR
Yearly cost of credit, disclosed before you accept.
LTV
Loan ÷ property value.
DTI
Monthly debts ÷ income (prefer ≤ 36%).
Offer letter
Formal terms after underwriting.

FAQ

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