Our Mission
To promote homeownership through the development of mortgage finance and alternative products that meet the needs of stakeholders.
National Homeownership Fund — overview, mission, vision, and values.
The National Homeownership Fund (NHF) is a government-backed Fund with the mandate to increase access to affordable homeownership in Ghana, targeting first-time homebuyers.
The Fund partners financial institutions to support the development of mortgage finance and facilitate innovative products that support homeownership in Ghana.
NHF’s strategy addresses both the demand and supply of affordable housing. On the demand side, the company partners labour unions to develop and update a national database of prospective homeowners. It also works with financial institutions to develop the mortgage pillar of the housing market as well as Real Estate Investments that guarantee off-takers in the affordable housing sector.
On the supply side, the Fund partners private and public sector developers to develop affordable houses that meet the demands of low and middle-income workers.
To promote homeownership through the development of mortgage finance and alternative products that meet the needs of stakeholders.
To be a world-class Intervention Fund that provides cutting-edge homeownership solutions in the most cost-effective way.
As a government-backed Fund, we at the National Homeownership Fund (NHF) believe that homeownership is the foundation for dignity, security, and growth. Therefore, every Ghanaian deserves a place to call home, not just a roof over their head.
Our mission is to make homeownership accessible and affordable for all. We are not just facilitating access to homes for Workers, we are building futures, strengthening communities, and unlocking the dreams of hardworking individuals and families across the country.
Use this portal to prepare documents, track your request, and work with an advisor. Programme partners and bank underwriting follow NHF pathways (NMS and Rent-to-Own).
National Mortgage Scheme and Rent-to-Own.